Serve both businesses and individuals with ACSISS Platform
Consumer Disclosure via ACSISS My Data extends your reach to individuals and businesses without an ABN. No accreditation required on your side.
Trusted by banks, software platforms and their customers for 15+ years.
The customers you couldn't serve. Until now.
Sole traders and individuals have been difficult or impossible to provide with bank data feeds. The fix isn’t taking on accreditation yourself, or setting up complex Representative or Sponsorship arrangements.
Consumer Disclosure via ACSISS My Data is the answer.
Disclosure pathways
Two pathways. One integration. More customers.
Business Disclosure
Our existing option. Business customers share their bank data through SISS to support lending, onboarding, verification, and accounting workflows. Nothing here changes.
Consumer Disclosure via ACSISS My Data
Our new option. Your customer collects their own bank data through SISS – the Accredited Data Recipient – and then shares it with your platform. No accreditation needed on your end. Supports individuals with bank data.
Use Consumer Disclosure standalone, or route customers from Business Disclosure into this pathway when needed.
How it works
Three steps, and the accreditation stays with us
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01.
Your customer collects
Your customer collects their own bank data through SISS, the Accredited Data Recipient.
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02.
Your customer consents
They choose to share that data with your platform.
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03.
Your platform receives
Accounting-grade, CDR-sourced bank data, with no accreditation required on your side.
What your platform gets
Help more customers. No extra accreditation required.
A wider customer base with bank data access
All businesses and individuals are now in scope. Segments that were previously too hard to serve no longer have to be.
No accreditation obligations
SISS carries the CDR accreditation, not your platform. No need to pursue your own accreditation or set up a Representative or Sponsorship arrangement.
The same accounting-grade data
Accurate, reconciliation-ready, CDR-sourced bank transaction data. The quality your platform already relies on, delivered the same way.
Australian data hosting
All data is processed and stored on Microsoft Azure, domiciled in Australia. Data residency stays where your customers and regulators expect it to be.
Local support, including a 24/7 option
Onboarding assistance and ongoing local support from a team based in Australia, with a 24/7 option available.
15 years delivering secure & compliant bank data feeds
Frequently asked questions
What is Consumer Disclosure?
It's a pathway where your customer collects their own bank data through SISS, acting as the Accredited Data Recipient, and then chooses to share it with your platform. Your platform can access consented bank data without holding CDR accreditation itself.
Does this replace Business Disclosure?
No. Business Disclosure remains exactly as it is. Consumer Disclosure sits alongside it as an additional option. You can use either pathway, or both, depending on what each customer needs.
Do I need my own CDR accreditation?
No. With Consumer Disclosure, SISS holds the accreditation. You don't need your own, nor do you need a Representative or Sponsorship arrangement.
Can I use both pathways together?
Yes, and many platforms will. You can offer Business Disclosure, Consumer Disclosure, or route customers from one to the other based on their circumstances.
How involved is the setup?
You build to ACSISS Platform once, via REST APIs, with pre-configured consent journeys and a developer portal to guide integration. Our local team supports you through onboarding and beyond.
See how it fits your platform
Book a demo and we'll walk your team through both pathways, the integration process, and what Consumer Disclosure means for the customers you want to reach.